Money, Career & Purpose

Retirement Math for Women

Women live longer, earn less over a lifetime, and pay more for healthcare. Plan accordingly.

The quick explanation

Women generally need 30+ years of post-retirement income, often with higher long-term care costs. Maximize retirement contributions, especially after 50 (catch-up contributions exist for a reason).

Why this matters

Financial security is healthspan. Stress about money is one of the worst chronic stressors.

Tiny action step

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Check if you're maxing your 401k or IRA catch-up contribution this year if you're 50+.